Detroit casinos given green light for first legal MI bets

first_img Subscribe to the iGaming newsletter Regions: US Michigan 11th March 2020 | By Daniel O’Boyle Detroit casinos given green light for first legal MI bets The Michigan Gaming Control Board (MCGB) have granted approval to Detroit’s three commercial casinos to accept Michigan’s first sports bets from 1PM Eastern Daylight Time today (11 March).The board said that all three casinos – MGM Grand Detroit, MotorCity Casino and Penn National’s GreekTown Casino – have met “all preliminary requirements to go live” with retail sports wagering.MotorCity’s sportsbook is set to be operated by FanDuel, while MGM’s Roar Digital joint venture with GVC will run the sportsbook at the MGM Grand. Penn National gaming’s own Kambi-powered sportsbook will be launched at Greektown.Read more on iGB North America. AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwittercenter_img The Michigan Gaming Control Board (MCGB) have granted approval to Detroit’s three commercial casinos to accept Michigan’s first sports bets from 1PM Eastern Daylight Time today (11 March). Topics: Legal & compliance Sports betting Legal & compliance Email Addresslast_img read more

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Total Petroleum Ghana Limited (TOTAL.gh) Q32013 Interim Report

first_imgTotal Petroleum Ghana Limited (TOTAL.gh) listed on the Ghana Stock Exchange under the Energy sector has released it’s 2013 interim results for the third quarter.For more information about Total Petroleum Ghana Limited (TOTAL.gh) reports, abridged reports, interim earnings results and earnings presentations, visit the Total Petroleum Ghana Limited (TOTAL.gh) company page on AfricanFinancials.Document: Total Petroleum Ghana Limited (TOTAL.gh)  2013 interim results for the third quarter.Company ProfileTotal Petroleum Ghana Limited supplies petroleum and allied products for vehicles with petrol and diesel engines as well as fuel and fuel oil for the aviation, marine and mining sectors in Ghana. The company also supplies a range of automotive lubricants and special fuels including racing fuels and lubricants, biocides, industry fuels, refining additives and performance additives. Total Petroleum Ghana Limited offers expertise and services to support the mining supply chain which include a fluid analysis laboratory, fuel management system, filtration and contamination management, mobile tank solutions, on-site refueling, road transport safety and solar energy solutions. Total Petroleum Ghana Limited is a subsidiary of Ghanstock Limited. Total Petroleum Ghana Limited is listed on the Ghana Stock Exchangelast_img read more

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Here’s proof that Cash ISAs destroy your wealth! I’d rather buy stocks to fund my retirement

first_img See all posts by Royston Wild Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Simply click below to discover how you can take advantage of this. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Our 6 ‘Best Buys Now’ Shares Royston Wild | Sunday, 23rd February, 2020 Enter Your Email Address Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img Broadly speaking, there are very few mistakes a saver can make that are worse than putting their money in a low-yielding account like a Cash ISA and expecting to make decent returns.I’m not going to say that cash accounts don’t have their uses. It’s always a sensible idea to have capital set aside for a rainy day and for emergency costs. Products like Cash ISAs are also a handy temporary destination for money you’ve earmarked for a big purchase like a car or a holiday.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Putting the lion’s share of your hard-earned savings in one of these accounts can seriously destroy your wealth on a long-term basis, however. Research just released from Sourced Capital underlines the massive impact they can have on your financial health.Bad returnsThe peer-to-peer lending platform looked at the annual rate of inflation since 2012. It then compared this with the annual interest rate on an average savings account and the rate on an average one-year, fixed-rate ISA too.It first looked at the rate of consumer price inflation (or CPI, the main inflation gauge) over the past eight years to get a guide to the rising cost of living. Sourced Capital then calculated that £1,000 worth of goods on the high street in 2012 would have risen to £1,153 today.So what about theoretical returns from those aforementioned accounts in that time? If you had parked £1,000 in the average savings account in 2012 this would now be worth just £1,048. And things are hardly better for those who’d put their money in one of those fixed-rate ISAs. A grand stashed away in one of those would have made you a mere £1,126 today.Clearly those hoping to have made big returns on their saved-up cash would likely have ended up disappointed by the end of the decade. But this is only half of the problem. As Sourced Capital comments: “The interest earned on these savings options would have been wiped out due to the increasing cost of inflation.”Stick with stocksThose looking to build a handsome nest egg for retirement would be better off investing in shares. Doing this through a Stocks and Shares ISA also allows individuals to shield their returns from the gaze of the taxman too.There’s a wealth of information out there showing how stock markets can make savers a fortune. They have even made many Stocks and Shares ISA investors millionaires. Studies show that long-term share owners can make an average return of 8% to 10% per year.So what would someone who put £1,000 to work in a Stocks and Shares ISA in 2012 now be looking at returns-wise? Well, based on those figures above, an individual would have seen the value of their savings risen to anything between £1,851 and £2,144. This represents a difference of up to £1,000 versus total returns from one of those fixed-rate ISAs.The coronavirus outbreak has made share markets more volatile of late. But with the right guidance, it’s still possible to snap up some terrific stocks today, shares that could make you a fortune by the time you come to retire. “This Stock Could Be Like Buying Amazon in 1997” Image source: Getty Images. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Here’s proof that Cash ISAs destroy your wealth! I’d rather buy stocks to fund my retirement I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement.last_img read more

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3 FTSE 100 share prices I think could be set to double

first_img Alan Oscroft | Wednesday, 13th May, 2020 | More on: NWG TW WPP Our 6 ‘Best Buys Now’ Shares “This Stock Could Be Like Buying Amazon in 1997” See all posts by Alan Oscroft I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. 3 FTSE 100 share prices I think could be set to double I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Simply click below to discover how you can take advantage of this.center_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Alan Oscroft has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Enter Your Email Address Image source: Getty Images The FTSE 100 is down 22% so far in 2020, all due to the Covid-19 pandemic and its economic impact. That’s just the index average, and there are some top stocks that have crashed far further than that. For long-term investors, I reckon that provides great buying opportunities. Here are three FTSE 100 share prices that I think could even double your money.Taylor Wimpey (LSE: TW) shares have been going nowhere over the past five years. Then the coronavirus struck, moving house became a suspended activity, and the price crashed.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Taylor Wimpey hit a bottom of just 101p in early April, for a fall of 49% since the year started. If you managed to time it right and bought in at that price, you would already be sitting on a gain of 40% – way better than most FTSE 100 share prices. You might be on your way to doubling your money. At Wednesday’s 142p price, we’re looking at a 2020 drop of 28%. So is there still potential to double in the next year or two?The loosening of lockdown rules doesn’t seem to have had any impact yet. And forecasts suggest a big fall in earnings this year, so the depressed price is understandable. But once we get further out of the crisis and analysts see the potential for growth in the coming year, I think we could see big gains.Worst FTSE 100 share pricesThe banks have suffered some of the biggest falls among FTSE 100 share prices, with Royal Bank of Scotland (LSE: RBS) down 55%. It’s not surprising. What if the Covid-19 recession is deeper than predicted? If it goes on longer? What if mortgage demand dries up? If RBS’s bad debts turn out to be worse than feared? Sure, those things could all justify the pessimism currently built into the share price.Buy, what if the recession isn’t worse than expected? If mortgage demand remains reasonable? If the bank’s bad debt provisions turn out to be adequate after all? I think we could see FTSE 100 share prices over the next year doing better than the bears think. And RBS beating the market.I reckon the outlook for banks will brighten as the year progresses. And RBS shareholders could even be looking at a potential doubling. Perhaps not in a year, but very possibly over the next couple of years.Advertising crunchShares in PR and advertising giant WPP (LSE: WPP) were in trouble long before the coronavirus reached these shores. Between February 2017 and the end of 2019, the WPP share price had lost almost 45% of its value. So far in 2020, the shares are down another 47%.Overall, that’s a 70% crash since that 2017 high point. FTSE 100 share prices don’t plunge that far, that quickly, very often. It’s hard to say how much of the problem is down to WPP itself and how much to the general economic and advertising downturn.But the current price puts WPP shares on a trailing price-to-earnings ratio of just 7 times. Forecasts are very much guesswork right now. But taking into account a big potential earnings fall this year followed by a predicted recovery in 2021, we’d be looking at a forward P/E of only around 7.3. If WPP gets back to the growth I expect, I think this is another FSTE 100 share price that could be set to double.last_img read more

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AIM Stocks: 1 cyber-security firm I’d buy today

first_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Zaven Boyrazian | Saturday, 20th February, 2021 | More on: GBG If investing in AIM stocks carries too much risk, I’ve found another FTSE stock that looks just as promising. Did you know: Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Image source: Getty Images. Click here to get access to our presentation, and learn how to get the name of this ‘double agent’! Don’t miss our special stock presentation.It contains details of a UK-listed company our Motley Fool UK analysts are extremely enthusiastic about.They think it’s offering an incredible opportunity to grow your wealth over the long term – at its current price – regardless of what happens in the wider market.That’s why they’re referring to it as the FTSE’s ‘double agent’.Because they believe it’s working both with the market… And against it.To find out why we think you should add it to your portfolio today… Simply click below to discover how you can take advantage of this. See all posts by Zaven Boyrazian There’s a ‘double agent’ hiding in the FTSE… we recommend you buy it! AIM Stocks: 1 cyber-security firm I’d buy today Enter Your Email Address Zaven Boyrazian does not own shares in GB Group. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Our 6 ‘Best Buys Now’ Shares With lockdowns keeping everyone at home, many individuals are turning to online stores to enjoy their retail therapy. However, while this has accelerated the adoption of e-commerce solutions, it has also resulted in a surge of online fraud. Even before the pandemic began, over 3.8 million cases of fraud were reported in the UK alone. And that’s something this AIM stock is trying to eliminate.Fighting fraud with cyber-securityGB Group (LSE:GBG) is a global technology firm specialising in identity data intelligence. It’s very likely we’ve unknowingly encountered its technology at some point in time if we’ve ever used online banking or ordered a product via a website.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…The business operates in three segments called Location, Identity, and Fraud. The first develops and provides software solutions to clients that accurately verify customer addresses for checkout systems. Besides giving an extra layer of security, it has subsequently made the checkout process for customers much faster. In 2020 alone, this technology was used over 140 million times each day worldwide.The Identity segment provides rapid access to identity data and security solutions. These include financial databases, biometric scanners, and bank account validation systems. For anyone who has ever applied for a new credit card or started a new job, chances are this division was involved in verifying personal information. The final segment is directly fighting fraud. Its risk management & intelligence software platform uses artificial intelligence to combat cyberattacks as well as identify and eliminate fraudulent activity. It is currently being used at the heart of the global banking network.Investing in AIM stocks always has risksAIM stocks are typically in the early stages of their business cycles. As a result, they tend to carry additional risks. But this is not my primary concern regarding GB Group.At the core of all three of its divisions is the reliance on data collection. The General Data Protection Regulation Act (GDPR) introduced many new restrictions that limit companies’ data-gathering capabilities. While this legislation only applies to Europe, similar laws are being imposed around the world. If the firm fails to comply with these rules, it would likely have a significant legal impact on the business that would significantly damage its reputation.The stock also has to continually invest heavily into its own cyber security. With the amount of sensitive data flowing through its platforms, any security breach could also lead to devastating reputational damage. In either case, if customers lose faith in the security of GB Group’s technology, it would likely result in permanent revenue loss.The bottom lineGB Group’s technology has proven to be critical in the fight against fraud. And is already being used by an A-list of clients that include IBM, Santander, and Lyft.Personally, I believe the need for cyber security is exponentially increasing. Combining this with its proven technology makes the potential growth of GB Group outweigh the risks, in my mind. Therefore this is one AIM stock I’d like to own in my portfolio.last_img read more

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How to Choose the Right Sales Enablement Platform

first_imgShare on Facebook Tweet on Twitter Please enter your comment! Save my name, email, and website in this browser for the next time I comment. Support conservation and fish with NEW Florida specialty license plate Please enter your name here TAGSAccessibilityAestheticsBusinessCostCustomer ServiceProfessionalismsalesSales Enablement PlatformTechnologytips Previous articleOrange Co. expands vaccine eligibility, extends hours for passports, and encourages an update to your Facebook profileNext articleImportant Things To Look For When Choosing a Dumpster Rental Denise Connell RELATED ARTICLESMORE FROM AUTHOR The Anatomy of Fear By Allen BrownHas your company been experiencing with your overall sales having some issues going through, and you are looking for a change in direction? Maybe you have been working in the sales department at your job for awhile now, and need to find a more modern way to handle your online and in-store sales? Have you recently acquired new employees to help with the growing digital sales market, and are searching for the right way to facilitate the change?If any of this sounds familiar, then you should absolutely read on for more important information. This article will outline the various key features to keep in mind when choosing the right sales enablement platform that will perfectly fit your needs. Make sure you are doing online sales the right way. AccessibilityIn order to benefit from getting a new sales enablement platform, one of the most important things to make sure of is that it is easily accessible by your sales team, management, and clients alike. Having a new platform that is difficult to use or access can often cause more problems than it solves. You should always try to run a few tests before doing a company-wide implementation so that you are confident that your employees will be able to use whichever sales enablement platform you choose with ease. CostAnother aspect that is at the forefront of any smart owner’s mind when making key business decisions is the overall cost of the upgrade or project. If you do not have a widely distributed workforce and rely on a small local team to keep things running, then you might not be able to see the benefits of a sales enablement platform that a larger and more widely distributed company might see. Be sure to do a thorough cost-benefit analysis before committing to any improvements in your business so that you can guarantee whether or not the upgrade will be worth it for your business as a whole. ProfessionalismOne of the main concerns of any business that takes things seriously will always be the level of professionalism that they exude when dealing with clients, other companies, and with their own employees. Professionalism can be the lynchpin that secures and holds onto big contracts that will allow your business to grow and thrive. Sales gurus at SalesHood.com talk about the different ways that the right sales enablement platform can give your company the professional edge it needs to thrive in a competitive market space. Make sure that you are giving your business every opportunity that is available to be successful in order to experience the highest rates of success for your efforts. AestheticsSince a sales enablement platform is something that your sales team or other employees and clients will be looking at for long periods of time, it is extremely important that you find a platform that offers some different options which are aesthetically pleasing for the user interface. If you have a clunky platform that does not look sleek and up to date, then you will notice that your clients and employees will be less likely to use the software or platform. This type of issue is easily solved by making sure that you have a new platform for your business that looks easy to use.Customer ServiceSometimes online platforms that companies use to help out with their business sales team come with their own set of issues. Unless your employees were responsible for developing your sales enablement app, then you will probably need to rely on some kind of customer support in order to keep your platform working correctly. By choosing a platform that has a reputable and easy-to-contact customer service department, then you will be able to quickly address any issues you have without going through a huge hassle every time. Hopefully, you have found some useful information on key aspects to consider when choosing a sales enablement platform that will be helpful for your personal business or company. If you are in the retail market, then having a good sales enablement platform is absolutely essential in order to keep your online sales departments working at peak efficiency. There is no reason to keep using the same old outdated sales enablement platforms that were not designed for the current market or infrastructure. Take the time to make a smart investment in your company by getting a new sales enablement platform that will make all the difference to your clients, sales team, and all employees. Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 LEAVE A REPLY Cancel reply You have entered an incorrect email address! Please enter your email address herelast_img read more

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Carabanchel Housing / Foreign Office Architects

first_img Housing Text description provided by the architects. The site is a 100×45 parallelogram oriented north-south and limiting on the west with a new urban park and on the north, east and south with similar housing blocks, located into a new development in the south of Madrid. The regulation sets the number and type of units, that have to meet certain percentages of larger and smaller areas, and have a maximum height, but not the alignment within the rectangular plot.Save this picture!Recommended ProductsEnclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsFiber Cements / CementsULMA Architectural SolutionsPaper Facade Panel in Leioa School RestorationFiber Cements / CementsRieder GroupFacade Panels – concrete skinMetallicsKriskadecorMetal Fabric – Outdoor CladdingGiven the adjacency to the future urban park and the North-South orientation of the site, our proposal was to compact the volume within the given height so that every unit will have double orientation East-West. In order to achieve this, the units become a sort of 13,40m long “tubes” that connect both façades and avoid any type of structure in the partitions between apartments. This concentration on the Western side of the plot allows us the possibility of providing a private garden for the units on the eastern side, to be located above the parking belonging to the units. Save this picture!The residential units are therefore opened to two different gardens on each orientation, and are fully glazed in the façades. Each side of the building is provided with a 1.5m wide terrace along the full façade that will make possible a semi-exterior type of use during certain seasons. These terraces are enclosed with bamboo louvers mounted on folding frames that will provide with the necessary protection from the strong East-West sun exposure, provide security to the units and open entirely to the side gardens when desired. Save this picture!There has been much talk in the past few years about exploring the potentials of customised residential typologies, and the possibility of a differentiated appearance of the units so that inhabitants would have the opportunity to acquire some form of personal identification with their residences. Even if the approach is a legitimate and interesting one, the experiments developed so far have evolved into rather arbitrary arrangements of difference where some of these identities become purely colourful and cosmetic. The risk of this approach is to fall into some sort of provincial ideology in which contemporary urban inhabitants are looking to their homes to be different and specific, while in fact one of the advantages of metropolitan living lies in the possibility of being anonymous, of losing the sort of rural or bourgeois identification between the home and its inhabitant. Save this picture!These sort of developments absorb substantial resources in this sort of cosmetic contortions sometimes at the expense of quality of detail and quality of space. Our experiment with this project of low-cost residences was to provide the maximum amount of space, flexibility and quality to the residences, and to erase the visibility of the units and their differences into a single volume with a homogeneous skin able to incorporate some gradation of differences not dependent on the architect’s vision, but on each inhabitants desires.Save this picture!Project gallerySee allShow lessAquino House / Augusto Fernández Mas (K+A Diseño)Selected ProjectsIn Progress: Mountain Dwellings / BIGArticlesProject locationAddress:Madrid, SpainLocation to be used only as a reference. It could indicate city/country but not exact address. Share “COPY” Architects: Foreign Office Architects Area Area of this architecture project Projects ArchDaily Save this picture!+ 29 Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/1580/caranbachel-housing-foreign-office-architects Clipboard Year:  Carabanchel Housing / Foreign Office Architectscenter_img CopyHousing•Madrid, Spain Area:  11 m² Year Completion year of this architecture project Carabanchel Housing / Foreign Office ArchitectsSave this projectSaveCarabanchel Housing / Foreign Office Architects Spain “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/1580/caranbachel-housing-foreign-office-architects Clipboard 2007 CopyAbout this officeForeign Office ArchitectsOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingWoodMadridHousingSpainPublished on May 30, 2008Cite: “Carabanchel Housing / Foreign Office Architects” 30 May 2008. ArchDaily. Accessed 12 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogPanels / Prefabricated AssembliesTechnowoodPanel Façade SystemSynthetics / AsphaltMitrexSolar RoofMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialLinoleum / Vinyl / Epoxy / UrethaneTerrazzo & MarbleTerrazzo Flooring – Terroxy Resin SystemsMetal PanelsTrimoMetal Panel Finishes – ArtMePanels / Prefabricated AssembliesIsland Exterior FabricatorsMega-Panel Facade SystemsStonesCosentinoSurfaces – Silestone® Iconic SeriesBricksFeldhaus KlinkerFacing Bricks – Waterstruck VascuWallcovering / CladdingLinvisibileLinvisibile Boiserie and Skirting Systems | OrizzonteMetal PanelsRHEINZINKPanel Systems – Horizontal PanelDoorsJansenFire Doors – Janisol 2 EI30 70 mmSlabs / Plates / SheetsMetadecorMetal Facade Blade – MD LamelMore products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

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Fintech firms launch open banking powered charity donations

first_img“It’s been a pleasure to be involved with this initiative and to work alongside Moneyhub and Open Banking Excellence. Helping charities gain more through the use of new innovations and technologies at a time that is needed more than ever. I believe that with the right collaborations, we can make a huge difference to the charity sector.”  846 total views,  3 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Open Banking Excellence (OBE), Moneyhub Enterprise and Streeva launch QR code-based open banking payments with automated Gift Aid today, providing people in the UK with another way to donate to charity.The launch means people in the UK will be able to donate to their choice of four charities by scanning a QR code with their phone to pay directly from their bank account to the charity’s bank account – with automated Gift Aid where applicable.Moneyhub has created a QR code that will be available on OBE’s website for people to donate to either MyBnk, SSAFA, EACH, or Bristol Inclusive Thrill Seekers: a charity supported by and local to Moneyhub.Once the QR code has been scanned with a smartphone, it prompts users to choose a charity and the donation amount. UK-based donors can then pay directly from their bank account to the charity’s account without setting up payments in their online banking app. Moneyhub’s Open Banking technology means the payment is instant, using the same Faster Payments infrastructure as for common bank transfers.Streeva’s Swiftaid automates Gift Aid, and Moneyhub’s Open Banking payment API means the charities will not have to pay credit and debit card-related transaction fees, or rent or buy POS card readers.Samantha Seaton, CEO of Moneyhub, said:“Open Banking and Open Finance are transforming the way consumers interact and manage their finances, and revolutionising how we pay. Half of UK shoppers have not used cash since lockdown began, highlighting the move towards a cashless society. All companies, no matter if large or small, are now easily able to leverage the power of Open Finance and benefit from faster, more dynamic, and incredibly cost-effective payments.“We are proud that our collaboration with Streeva and OBE means that charities in particular benefit from QR code payments, initiated through our Payment API. Open banking eradicates interchange fees and turns a common smartphone into a payment device. It can minimise donation leakage whilst also increasing donations as it is so quick and easy. It is imperative that those who rely on cash payments, such as charities, adapt to survive.”David Michael, co-founder and CEO of Streeva, said: Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Finance Individual giving Technology Fintech firms launch open banking powered charity donations Melanie May | 17 September 2020 | News  845 total views,  2 views today About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.last_img read more

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Pennsylvania prisons: Breeding grounds for coronavirus

first_imgWhen the coronavirus first became a global pandemic in the spring of 2020, there were widespread demands, met with promises from state officials, to release particularly vulnerable incarcerated workers. Some states and municipalities did release people, but never in the numbers the situation warranted.In April 2020, protesters in Philadelphia called for prisoners to be released due to COVID-19 surge.Credit: Joe Piette.Instead of broad releases, prison officials in Pennsylvania instituted draconian lockdowns where prisoners daily spent 23 hours in cells and were given only 45 minutes per day to shower, make phone calls or get fresh air. In person visits were stopped, and access to libraries, commissaries and other programs were strictly curtailed. Exercise and hot meals ended.While until recently, only 160 cases of COVID-19 were reported among the incarcerated workers, these restrictive measures never applied to the guards and prison staff, who appear to be the ones bringing COVID-19 into the prisons.Fast forward six months, and prisons, including those in Pennsylvania, are facing a deadly full-blown resurgence of COVID-19 among those incarcerated as well as staff. The result has been outbreaks of COVID-19 in 21 of the 23 state prisons. As of Nov. 12, there have been 17 reported deaths of incarcerated people. At least 442 prisoners and 244 staff have tested positive. According to the Department of Corrections, when staff have requested testing, more than half are positive for the coronavirus. Testing of staff is not mandatory. (Philly.com, Nov. 12)Rather than release more people or make staff testing mandatory, PADOC officials have responded by moving prisoners who test positive to other prisons or isolation units within a prison. The lockdown policies have been kept in place for over seven months now, amounting to mass torture for the over 46,000 incarcerated workers.The DOC is also limiting testing for incarcerated workers to those facilities with larger outbreaks. In State Correctional Institution Chester just outside Philadelphia, as of Nov. 10, half of prisoners’ test results and 90% of staff tests were positive. Incarcerated workers there are reporting that prison officials are passing out power of attorney and property release forms in anticipation of more deaths. The 943 men in Chester are only tested if they have a fever, even when many are experiencing other classic COVID-19 symptoms.The crisis is not limited to state prisons. A recent court filing by U.S. attorneys reported 80 prisoners and eight staff tested positive at the Federal Detention Center in Philadelphia. At the Federal Corrections Institution at Fort Dix, in nearby New Jersey, 150 men out of 220 in one unit tested positive.As far as numbers in county jails, Claire Shubik-Richards, executive director of the Pennsylvania Prison Society said: “We don’t know, because our county governments aren’t telling us, and that is astounding.” (Philly.com, Nov. 12)The consistent refusal by prison officials to release at-risk incarcerated workers, and to even provide basic PPE and other preventative items, amounts to the cruel and unusual punishment expressly forbidden by the Eighth Amendment to the U.S. Constitution. It is turning every sentence into a death sentence with no chance of appeal.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

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USDA Issues $1.68 Billion in Payments to Producers Enrolled in the…

first_img Facebook Twitter Previous articleMajor Dry Stretch Showing Up in Ft. Wayne Area Yields on the HAT Thursday PodcastNext articleAmerican Farm Bureau’s 102nd Convention Goes Virtual USDA Communications SHARE SHARE Facebook Twitter By USDA Communications – Oct 15, 2020 USDA Issues $1.68 Billion in Payments to Producers Enrolled in the Conservation Reserve Program Home Indiana Agriculture News USDA Issues $1.68 Billion in Payments to Producers Enrolled in the Conservation… The U.S. Department of Agriculture (USDA) is issuing $1.68 billion in payments to agricultural producers and landowners for the 21.9 million acres enrolled in the Conservation Reserve Program (CRP), which provides annual rental payment for land devoted to conservation purposes.“CRP is one of the many ‘tools’ that USDA offers to producers and private landowners to help best manage sensitive lands,” said Richard Fordyce, Administrator of USDA’s Farm Service Agency. “Lands enrolled in this program conserve soil, improve water quality, provide habitat for wildlife, sequester carbon, and benefit agricultural operations.”Through CRP, farmers and ranchers establish long-term, resource-conserving plant species, such as approved grasses or trees, to control soil erosion, improve water quality, and enhance wildlife habitat on cropland. Farmers and ranchers who participate in CRP help provide numerous benefits to the nation’s environment and economy.Signed into law in 1985, CRP is one of the largest private-lands conservation programs in the U.S. It was originally intended to primarily control soil erosion and potentially stabilize commodity prices by taking marginal lands out of production. The program has evolved over the years, providing many conservation and economic benefits. The program marks its 35-year anniversary this December. Program successes include:Preventing more than 9 billion tons of soil from eroding, which is enough soil to fill 600 million dump trucks;Reducing nitrogen and phosphorous runoff relative to annually tilled cropland by 95 and 85 percent respectively;Sequestering an annual average of 49 million tons of greenhouse gases, equal to taking 9 million cars off the road;Creating more than 3 million acres of restored wetlands while protecting more than 175,000 stream miles with riparian forest and grass buffers, which is enough to go around the world 7 times; andBenefiting bees and other pollinators and increased populations of ducks, pheasants, turkey, bobwhite quail, prairie chickens, grasshopper sparrows, and many other birds.The successes of CRP contribute to USDA’s Agriculture Innovation Agenda and its goal of reducing the environmental footprint of U.S. agriculture by half by 2050. Earlier this year, Secretary Perdue announced the department-wide initiative to align resources, programs, and research to position American agriculture to better meet future global demands.CRP participants with contracts effective beginning on October 1, 2020, will receive their first annual rental payment in October 2021.For more information on CRP, visit fsa.usda.gov or contact your local FSA county office.last_img read more

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